Last Modified: April 25, 2026

1. PARTIES. In consideration of being permitted to purchase and access the digital products, courses, templates, guides, and any other digital deliverables offered by Floria Creates LLC (collectively, the “Products”), and the value you will gain by using the Products, you hereby agree to these Terms of Purchase. These Terms of Purchase are entered into between you (hereinafter “you” or the “Client”) and Floria Creates LLC, a Wyoming limited liability company (hereinafter “Company,” “we,” or “us”). You and the Company are collectively referred to herein as the “Parties.”

3. ACCEPTANCE OF TERMS OF PURCHASE. The following Terms of Purchase (“Terms”) govern your purchase, use of, and access to the Products. These Terms are legally binding and it is your responsibility to read them before you complete your purchase or begin to use the Products. By purchasing, accessing, downloading, or using any of the Products, you accept and agree to be bound and abide by these Terms.

5. PRODUCTS. The Products available for purchase from Company may include, but are not limited to, the following categories:

• Digital downloads, including templates, scripts, checklists, workbooks, swipe files, calculators, and resource bundles delivered electronically as PDF, Google Doc, Word, Excel, HTML, Canva template, or other digital file formats;

• Self-paced online courses, including video lessons, written materials, slide decks, workbooks, and any associated downloadable resources;

• One-on-one strategy calls and coaching sessions of a fixed duration, with any associated written deliverables (such as a follow-up action plan) specified at the point of purchase;

• Tripwire and low-ticket educational products, including mini-guides, audits, and playbooks;

• Any other digital product, course, or service offered by Company through its website, sales pages, checkout pages, or third-party platforms.

The specific deliverables, format, and scope of each Product will be described on the applicable sales page, checkout page, or product description at the time of purchase. By completing your purchase, you acknowledge that you have reviewed the Product description and agree that the deliverables described therein constitute the complete scope of what you are purchasing.

4. CLIENT RESPONSIBILITY. As part of your use of the Products, you are expected to complete the requisite work, exercises, implementation steps, or assignments associated with the Product. There is no guarantee of any specific outcome or success, as Client is solely responsible for completing the work, applying the materials, and following the Company’s recommendations. Your results depend entirely on your own effort, business circumstances, and implementation.

6. REGISTRATION AND PAYMENT. In full consideration of Company’s performance, obligations, and the rights granted herein, Client agrees to pay in full the price displayed on the applicable checkout page at the time of purchase. All payments made by Client to Company are non-refundable. Payment will be collected by Company through the Company’s website and its third-party payment processors (including but not limited to Systeme.io and its associated payment gateways such as Stripe and PayPal). You hereby give the Company authorization to charge your credit/debit card or other payment method for the full purchase price. Payment failure will result in termination of your access to the Products, effective immediately. You agree and warrant that all payment instruments, credit cards, and related information (including billing address) used in connection with your purchase are correct and that you are authorized to use such payment instrument. You may not resell, assign, or transfer your purchase or access to the Products to any other person or entity.

8. RECURRING SUBSCRIPTIONS. If Company offers and you select a Product with a recurring subscription (auto-renewal), you authorize Company to maintain your account and payment information and charge that account automatically upon the renewal of the Product. The renewal frequency, amount, and cancellation procedure will be disclosed at the point of purchase.

10. REFUND POLICY. Due to the immediate and direct access to the Products upon purchase, and the inherent nature of digital products and educational materials that cannot be “returned” once accessed, ALL SALES ARE FINAL AND WE DO NOT OFFER REFUNDS OF ANY KIND. By completing your purchase, you expressly acknowledge and agree to this no-refund policy. This applies to all Products, including digital downloads, courses, strategy calls, and bundles.

12. CHARGEBACKS. You agree to contact Company directly to attempt to resolve any billing dispute prior to initiating a chargeback with your financial institution. Initiating a chargeback without first contacting Company in good faith is a breach of these Terms. You will remain responsible for amounts due under these Terms in the event you dispute payment with your financial institution. In the event of a chargeback attempt, you expressly agree to forfeit any and all intellectual property, deliverables, and access afforded to you in exchange for your purchase of the Products. Company reserves the right to present proof of purchase, these Terms, and any related communications to the financial institution investigating the dispute, and to pursue collection of any amounts wrongfully charged back, including reasonable attorney’s fees.

14. BUSINESS HOURS. Company’s business operating hours are Monday through Thursday, 9:00 a.m. to 4:00 p.m. Eastern Time. All client emails will be responded to within two (2) business days during business operating hours. Communications received during weekends, holidays, or outside of business hours will be addressed on the following business day. Company will be closed on U.S. federal holidays and for vacation, which may affect Company’s business operating hours. Company’s closures for vacation are within the Company’s sole authority and discretion. Company reserves the right to modify its business hours and time zone, including in connection with international relocation, with reasonable notice posted on its website.

16. CLIENT CONFIDENTIALITY. During your use of the Products, you may receive, have access to, and create documents, records, and information of a confidential and proprietary nature to the Company. This confidential information may include but is not limited to Company work product, course materials, templates, scripts, frameworks, company and member financial information, marketing plans and strategies, market research, client and other mailing lists, business transactions, supplier or vendor relationships, contract terms, present and future projects and products, and pricing and cost information, and other information that is not generally known to the public (“Confidential Information”). You acknowledge and agree that such Confidential Information is an asset of the Company, is not generally known to the trade, is of a confidential nature, and must be kept strictly confidential. You agree that you will not use, disclose, communicate, copy, or permit the use or disclosure of any such information to any third party in any manner whatsoever except as otherwise expressly authorized by Company in writing. You shall notify the Company immediately in the event you become aware of any loss or disclosure of any Confidential Information. Upon termination of your access to the Products or upon the request of Company, you will return to Company all Confidential Information, and all copies or reproductions thereof, which are in your possession or control.

18. FORCE MAJEURE. If either Party hereto is unable to perform any of its obligations, with the exception of payment, by reason of fire or other casualty, strike, act or order of public authority, global pandemic, administrative order by governmental authority, act of God, internet or platform outage beyond a Party’s reasonable control, or other cause beyond the control of such Party (a “Force Majeure Event”), then such Party shall be excused from such performance during the pendency of such cause. COVID-19 and any related governmental orders or shutdowns are known phenomena and not Force Majeure events. The Party suffering a Force Majeure Event shall give written notice within five (5) days of the Force Majeure Event to the other Party, stating the period of time the occurrence is expected to continue, and shall use diligent efforts to end the failure or delay and ensure the effects of such Force Majeure Event are minimized.

20. INTELLECTUAL PROPERTY RIGHTS. All content, materials, and features displayed or provided in connection with the Products, including but not limited to information, software, images, text, designs, graphics, video, audio, written materials, templates, scripts, frameworks, presentations, and the arrangement thereof, are owned by the Company, its licensors, or other providers of such material, and are protected by copyright, patent, trademark, trade secret, and other intellectual property or proprietary rights laws. The Company name, “Floria Creates,” the Company logo, and all related names, logos, product and service names (including but not limited to “Freedom Freelancer,” “Lead Magnet in a Box,” “Lead Magnet Launchpad,” and “Money Making Scripts Vault”), designs, and slogans are trademarks of the Company. You may not use such trademarks or other intellectual property belonging to the Company without the prior written consent of the Company.

22. LIMITED LICENSE. By purchasing the Products, you are granted a limited, non-transferable, non-exclusive, revocable, personal-use license (“License”) to use the Products for your own personal or business use only. Where a Product is expressly designated as a “template” or “swipe file” (such as proposal templates, contract templates, scripts, or email sequences), you are additionally permitted to adapt and use such templates in your own business operations and with your own clients, provided that you do not resell, redistribute, or sublicense the templates themselves in their original or substantially similar form.

24. NO REPRODUCTION. Except as expressly permitted under the Limited License above, you may not reproduce, distribute, modify, create derivative works of, republish, transmit, sell, resell, or exploit any of the material displayed or provided in connection with the Products. You may not share your login credentials or grant access to the Products to any other person. Sharing, copying, or redistributing course content, downloadable files, or members-only materials is a material breach of these Terms and may result in immediate termination of access without refund and pursuit of legal remedies.

26. PRIVACY. You agree that all information you provide to register for or purchase the Products, including through the use of any interactive features on the Company’s website, is governed by our Privacy Policy, available at floriacreates.com, and you consent to all actions we take with respect to your information consistent with our Privacy Policy.

28. USER ACCOUNT. If you are provided with a username, password, or any other account information, you must treat such information as confidential. You may not provide your username, password, or other account information to another person or provide any other person with access to the Products using your username, password, or other security information. You agree to notify us immediately of any unauthorized access to or use of your account, username, or password. You agree to exit your account at the end of each session and exercise caution when accessing an account from a public or shared computer so that others are not able to view or record your personal information.

30. USER CONTRIBUTIONS. If you submit a comment, photo, video, testimonial, social media post, screenshot, or other materials to Company in connection with the Products (including through community spaces, course platforms, or social media tags), you agree that we have a non-revocable, royalty-free commercial license to republish your submission in whole or in part, unless you explicitly state in writing at the time of submission that we do not have such permission.

32. TESTIMONIAL RELEASE. Client hereby gives permission to Company to use, and to authorize others to use, any testimonials, reviews, or statements made in connection with the Products. Company may use, copy, exhibit, publish, and distribute the testimonial, in whole or in part, in print (including packaging), television, radio, film, digital media (including internet, social media, websites, and apps), and in all other media now known or hereafter existing for advertising, marketing, publicity, and promotion of Company and its Products and all other commercial business purposes. Company may modify the testimonial so long as the original content is not significantly altered or misrepresented. Company is under no obligation to actually use the testimonial or statement, and Company has the sole discretion and authority to decide whether or not to include Client’s name in the testimonial.

34. GENERAL DISCLAIMER. To the fullest extent permitted by law, we expressly disclaim any liability for any direct, indirect, or consequential loss or damage incurred by you or others in connection with our Products, including without limitation any liability for any loss of revenue; loss of actual or anticipated profits; loss of contracts; loss of business; loss of opportunity; loss of goodwill; loss of reputation; damage to or corruption of data; or any indirect or consequential loss, whether such loss or damage was foreseeable or in the contemplation of the Parties, whether caused by negligence, breach of contract, or otherwise. Neither the Company nor any person associated with the Company makes any warranty or representation with respect to the completeness, security, reliability, quality, accuracy, or availability of the Products, or that the Products will otherwise meet your needs or expectations. Neither the Company nor anyone associated with the Company warrants that the Products or their related content will be error-free, accurate, reliable, or uninterrupted, that defects will be corrected, or that the website or the server that makes them available are free from viruses or other harmful components. The foregoing does not affect any liability that cannot be excluded or limited under applicable law. The Products are for informational and educational purposes only. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. The Company shall not be liable for any liability arising from any reliance placed on such materials by you or by anyone who may be informed of any of its contents. We are not medical, legal, financial, tax, or immigration professionals, and the Products should not be construed as medical, legal, financial, tax, or immigration advice. References to Spain relocation, U.S.-Spain cross-border topics, freelance business setup, LLC formation, visa requirements, or similar subject matter within the Products are provided for general educational purposes only and are not a substitute for advice from a licensed attorney, accountant, immigration consultant, or other qualified professional in your jurisdiction.

36. WARRANTIES DISCLAIMER. Your use of the Products or items obtained throughout your participation in or access to the Products is at your own risk and are provided on an “as is” and “as available” basis, without any warranties of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

38. EARNINGS DISCLAIMER. While we may reference certain results, outcomes, case studies, income figures, or situations in connection with the Products, you understand and acknowledge that we make no guarantee as to the accuracy of third-party statements made or the likelihood of success for you as a result of these statements. You understand that individual results and outcomes will vary based on numerous factors including effort, experience, market conditions, and circumstances unique to your business. We cannot guarantee your success, income, client acquisition, or any specific business outcome merely by your purchase, access, or completion of any material provided in connection with the Products. Any results referenced in connection with the Products are not guaranteed or typical.

40. TECHNOLOGY DISCLAIMER. We make reasonable efforts to provide you with modern, reliable technology. However, in the event of a technological failure, including failures of third-party platforms used to deliver the Products (such as Systeme.io, course hosting platforms, email service providers, or payment processors), you accept and acknowledge our lack of responsibility for said failure. We cannot guarantee that all information provided in connection with the Products is completely accurate, complete, or up to date, and disclaim liability for any such errors or omissions.

42. WARRANTIES AND REPRESENTATIONS. The Parties represent and warrant to each other that each is free to enter into this Agreement and that this engagement does not violate the terms of any agreement between either Party and any third party. The Parties represent and warrant to each other that each is at least 18 years of age at the time of execution of this Agreement.

44. ASSIGNMENT. These Terms are personal to each of the Parties. No rights or obligations may be assigned or delegated by either Party at any time, unless such assignment is in writing and signed by both Parties.

46. ASSUMPTION OF RISK. By purchasing, accessing, and using the Products, whether paid or unpaid, you assume the risk of your access and any subsequent actions you choose to take as a result of the informational or educational materials provided to you, including but not limited to business decisions, financial decisions, relocation decisions, and decisions regarding your professional services or freelance business.

48. INDEMNITY AND RELEASE. You agree to indemnify, defend, and hold harmless Company, its affiliates, employees, agents, contractors, licensors, and service providers from and against any and all third-party suits, claims, demands, causes of action, liabilities, damages, judgments, losses, costs, and expenses, including reasonable legal expenses and attorney’s fees arising out of your purchase, use of, and participation in the Products, including but not limited to your User Contributions, any use of the Company’s website content, the Products, or your use of any of the information obtained from the Products.

50. LIMITATION ON LIABILITY. You understand and agree that, to the maximum extent permitted by applicable law, the Company will not be liable for any direct, indirect, or consequential loss or damage incurred by you or others in connection with our Products, including without limitation any liability for any loss of revenue; loss of actual or anticipated profits; loss of contracts; loss of business; loss of opportunity; loss of goodwill; loss of reputation; damage to or corruption of data; or any indirect or consequential loss, whether such loss or damage was foreseeable or in the contemplation of the Parties, whether caused by negligence, breach of contract, or otherwise. To the maximum extent permitted by law, Company’s total aggregate liability arising out of or relating to these Terms or any Product shall not exceed the amount actually paid by Client to Company for the specific Product giving rise to the claim. The foregoing does not affect any liability that cannot be excluded or limited under applicable law.

52. WAIVER. The failure by us to enforce any provision of these Terms will not constitute a present or future waiver of such provision nor limit our right to enforce such provision at a later time. All waivers by us must be in writing to be effective.

54. LIMITATION ON TIME TO FILE CLAIMS. Any cause of action or claim you may have arising out of or relating to these Terms of Purchase or the Products must be commenced within one (1) year after the cause of action accrues; otherwise such cause of action or claim is permanently barred.

56. SEVERABILITY. If any portion of these Terms is held to be invalid or unenforceable, the remaining portions of these Terms will remain in full force and effect. Any invalid or unenforceable portions will be interpreted to effect the intent of the original portion. If such construction is not possible, the invalid or unenforceable portion will be severed from these Terms, but the rest will remain in full force and effect.

58. NOTICES. All notices, claims, and demands made upon Company under these Terms must be in writing and addressed to Company at the contact information set forth below. A notice by a Party is effective only if the Party giving the notice has complied with the requirements of this Section.

Notice to Company:

Floria Creates LLC

Attention: Natali — Founder

30 N Gould St, Ste N

Sheridan, WY 82801

info@floriacreates.com

32. ENTIRE AGREEMENT. These Terms are the entire agreement between you and us regarding the subject matter of these Terms. These Terms supersede all prior or contemporaneous representations, understandings, agreements, or communications between you and us, whether written or verbal, regarding the subject matter of these Terms. We will not be bound by, and specifically object to, any term, condition, or other provision that is different from or in addition to the provisions of these Terms (whether or not it would materially alter these Terms). The English version of these Terms will control if there is any conflict.

34. GOVERNING LAW. These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, without giving effect to any choice or conflict of law provision or rule. The Parties expressly agree that Wyoming law shall govern these Terms regardless of Client’s location or the location from which Client accesses the Products.

36. MEDIATION. In the event a dispute shall arise between the Parties that is related to or arises out of these Terms, the Parties agree to attempt to resolve the dispute through mediation. The mediation will take place in Sheridan, Wyoming, or remotely via Zoom or comparable video conferencing platform. The Parties agree to cooperate with one another in selecting a mediation service, and shall cooperate with the mediation service and with one another in selecting a neutral mediator and in scheduling the mediation proceedings. The Parties will use commercially reasonable efforts to begin the mediation within fifteen (15) business days of the selection of the mediator and to conclude the mediation within thirty (30) days of the start of the mediation. The costs of the mediation will be equally split between the Parties. If the Parties fail to agree at the completion of the mediation, the requesting party may commence legal proceedings to resolve the dispute.

38. JURISDICTION AND VENUE. If the Parties cannot resolve any dispute for any reason, including but not limited to the failure of either Party to agree to enter into mediation or agree to any settlement proposed by the mediator, either Party may file suit in a court of competent jurisdiction in the state or federal courts of Sheridan County, Wyoming, and each Party irrevocably submits to the exclusive jurisdiction of such courts in any such suit, action, or proceeding.

ACKNOWLEDGMENT

By clicking “I Agree,” checking the box on the checkout page, completing your purchase, or accessing or using any Product, you acknowledge that you have read these Terms of Purchase in their entirety, understand them, and agree to be legally bound by them.